Breslin &anp; Young Financial Consultants, LLC is a consulting firm with extensive experience in factoring and asset based lending. Prior to forming Breslin & Young, the principals worked for both factors and asset based lenders in upper level financial, operational and credit positions. Additionally, the principals of Breslin &anp; Young are both CPAs. This commercial finance experience coupled with their financial expertise allows Breslin & Young to help your company analyze its financing options, choose and close the option that best fits your company needs, and maximize the relationship between client and lender. Areas that we can add value include:

Assistance in Choosing Lenders to Approach - With our experience and knowledge of the factoring and financing industry we can help you locate the factors and/or lenders who will best meet your company's needs. Each factor and/or lender focuses on different criteria such as type and size of transaction. There are also factors and lenders you may want to avoid. We can help you research your options and choose the best factors and/or lenders to approach.

Assistance in Choosing Lenders to Approach - With our experience and knowledge of the factoring and financing industry we can help you locate the factors and/or lenders who will best meet your company's needs. Each factor and/or lender focuses on different criteria such as type and size of transaction. There are also factors and lenders you may want to avoid. We can help you research your options and choose the best factors and/or lenders to approach.

Positive Presentation of Your Company - We know what the factors and lenders are looking for in evaluating your company. We can help you present your company in the best light and identify potential issues you will face with a factor or lender so that they can be addressed in advance of presentation.

Analysis of Financing Options - The terms of every proposal your company will receive will be different in some way. It is often difficult to determine what you are actually being charged in fees and expenses and how much cash you will receive upon funding. This is because factors and lenders often hide fees and disguise rates. We can analyze each proposal and summarize them in terms that allow your company to choose the best option.

Review and Negotiation Financing Documentation - Factors and lenders often ask for far more in information and terms than they would be willing to accept and often can be very flexible when it comes time to negotiating the final terms of a transaction. We can help you negotiate the best deal for your company and can review the legal documents from a business perspective to make sure you know how the relationship will impact your business.

Operations & Reporting to Lenders - The closing of the transaction will put new operational and reporting requirements on your business. If not planned for adequately these requirements can cause undue stress on the business and the relationship with the factor or lender. We can help your company prepare for these potential changes and can assist in the completion of these requirements in the most efficient manner possible.

Debt Management - How your company utilizes its relationship with its factor or lender is critical to the success of your organization. We can assist you to determine how to use the proceeds of a financing transaction in order to maximize the relationship with minimum cost. We also can help with your longer term goals by assisting in strategic planning for your business and projecting what your future financing needs may be.

Financial Support - If your company is in need of additional financial support, our firm can help provide that support. We can offer your company part time or interim financial management such as a Chief Financial Officer, Controller or other financial support staff. This support can be tailored to your company�s needs.